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Business Services
& Cash Management

Whether your business payment needs are simple, complex, or somewhere in between, we will work with you to review your unique business requirements. Then we will identify the services needed to manage your payments and stay ahead of your cash flow needs. Additional cash management services are available, and fees are provided upon request.

Click here for information about Business Online & Mobile Banking.

The tools you need to manage your business finances – anytime, anywhere.

Cash Management

ACH Origination

We offer ACH Origination as an additional feature of Business Online Banking – bank approval required.

  • Pay employees by direct deposit
  • Make vendor payments
  • Disbursements
  • Collections from clients
  • Cash concentration
  • Secure transactions require special tokens

Zero Balance Accounts

  • Automatic transfers from one account to fund another
  • Perfect for special purpose accounts, such as payroll

Merchant Card Services

We’ve partnered with TRI (Transaction Resources Inc.) to offer smarter payment processing for your business. Request information from our partners at Transaction Resources, Inc (TRI).

  • Accept credit or debit card payments
  • 24/7 support
  • POS, web or mobile solutions
  • Online reporting
  • Responsive local representative provides onsite installation and training

Night Deposit

  • Drop off your deposit when it is convenient for you – day or night.
  • Secure locked bags provided at no charge
  • Available at all our locations

Wire Transfers

  • Domestic or international wires are available
  • Bring your wire instructions to any TSB Branch
  • Online Wire Transfer available as an additional feature of Business Online Banking
  • Secure tokens required for transmittal
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Merchant Capture

Use of a special scanner to deposit checks from the convenience of your office – bank approval required.

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Cash Management

Let our team find the tools that are right for you and your business.

Michael R. Rossetti
Vice President – Cash Management Officer
Phone: 781-486-5419
Fax: 781-224-5482
email: cmadmin@www.tsbdirect.bank

From our customers
“I like the real hometown feel you get with The Savings Bank. Staff at ALL branches are wonderful, making the personal interaction very pleasant.  I have been banking with you since 1978 and have never had even one issue.”

From our customers
“Love the employees at the North Reading Office. They are so friendly and helpful.  The teller and the customer service representative are the BEST!!”

From our customers
“Love everything!”

From our customers
“The staff in the Methuen office could not be kinder.”

From our customers
“Your staff is the best.”

From our customers
“I have been banking with TSB for many years and I am very satisfied with them. Why wouldn’t you want to come and bank there?”

From our customers
“I have been banking here for a number of years. I love this bank! Customer service is awesome. Anytime I had a problem it was resolved professionally.”

From our customers
“Love the personal connections with the bank personnel.”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

From our customers
“Just great!”

From our customers
“The people I encounter at Lakeside and Main Street are always helpful and friendly. I enjoy that they actually care about me even though I am not one of your bigger clients.”

From our customers
“I’ve used TSB for approximately 40 years. They have always been helpful and kind. Never had an issue. Love banking with TSB and all of the wonderful employees.”

From our customers
Friendly, helpful, and pleasant tellers in the Greenwood, Wakefield branch!

From our customers
“I stay with TSB because I know if I have an issue, I can reach out to an actual person and get help. It is what separates TSB from the big banks.”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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Mail Theft Advisory
The North Reading Police Department is advising that anyone who utilized the blue, standalone US Postal Service collection box, which is located at the rear of the post office, at 174 Park St., any time after 12 PM on Saturday, June 8, has had their mail stolen. Direct questions as follows: • Specific questions on your account, please contact The Savings Bank at 800-246-2009. • Questions regarding this theft, please contact the North Reading Police Department at 978–664–3131. Read more.