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Personal Debit Card

The TSB MasterMoney™ Debit Card deducts money directly from your checking account to pay for purchases instead of using cash.

You can also use it to get cash and make other ATM transactions. The TSB MasterMoney Debit Card is directly connected to your checking account.

Shop securely
with the TSB MasterMoney debit card

Debit Card

Mobile Wallet

A mobile wallet allows you to pay conveniently and safely at checkouts in stores, online, or for in-app purchases without touching your TSB MasterMoney Debit Card.

Your name and card number are not shared in the transaction, so it’s more secure. The mobile wallet app keeps your information secure by creating a one-time security code for each transaction and protects against data breaches.

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Make Payments

Turn your phone into your wallet using Apple Pay®, Google Pay™ or Samsung Pay® to make purchases without ever having to swipe your card, simply by connecting your debit card to your mobile wallet app initially.

Smartwatch Payments

You can also make payments with a tap of your Apple Watch®, Fitbit® or Garmin® when you connect your debit card to the mobile wallet app. Just add it through your watch’s mobile wallet app on compatible devices, and use it anywhere you see the contactless payment symbol.

Manage Your Card

The TSB MasterMoney Card offers both convenience and risk. You can make purchases easily, but if your card falls into the wrong hands, your personal accounts are vulnerable. Safeguard your information by using the My Cards feature in our Mobile Banking App. Once you are logged in just click on “Cards” at the bottom of the screen and add your card(s). Protect your card against fraud and theft by turning it on and off as needed, and getting real-time alerts to ensure your card is used only by you.

  • Turn your card “on” and “off”
  • Set alerts for certain transaction types
  • Restrict transactions based on merchant type
  • Establish transaction amount limits
  • Set up travel plans so purchases are approved
  • And so much more

Get Cash at Surcharge‑Free ATMs

The Savings Bank is a member of the SUM® network, so our customers can avoid ATM surcharges by using participating ATMs. Just look for the red SUM logo, or visit SUM-ATM to find a location near your destination or along your route.

uChoose Rewards®

Get the rewards you want… with uChoose Rewards linked to your TSB MasterMoney card. Use your Debit Card to start earning points – wherever you shop.
  • 1 point for every $2 spent when you select “credit” and sign for your transaction
  • 1 point for every $4 spent when you use PIN point-of-sale purchases, Bill Pay/PINless Debit
  • And earn even more points when you shop at the participating retailers listed on the uChoose Rewards website

New Ways to Redeem Your Points

  • Pay with Rewards to pay for eligible purchases at*
  • Pay with Rewards at millions of retailers when you checkout with PayPal**. Use your points on all or part of your PayPal purchase, with no minimum spend.
  • Pay with your points for savings at participating bp and Amoco gas stations! Save .50 cents per gallon on your next fill up – maximum of 20 gallons. Simply insert your MasterMoney card and select “yes” to redeem when prompted. You will see the fuel price rollback right at the pump!
  • Visit uChoose Rewards for the latest offers and a full list of participating retailers. You’ll find offers from local restaurants, auto repair shops, clothing stores, and more, as well as online retailers.

You can also give your points a boost. Whether online or in-store, in your neighborhood, or across the country, you can earn more points – up to 10 points per $1 – and reach your reward goal faster with special offers from featured merchants.

*Registration with uChoose Rewards and enrollment with Amazon Shop with Points is required to use points at
**When using points at checkout, each point is worth $0.00915, which means 100 points equals $0.915 in redemption value. You may not see Pay with Rewards every time you check out online with a merchant. Not currently available for sending money, recurring payments, and in-store transactions. Pay with Rewards will be available on eligible cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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Mail Theft Advisory
The North Reading Police Department is advising that anyone who utilized the blue, standalone US Postal Service collection box, which is located at the rear of the post office, at 174 Park St., any time after 12 PM on Saturday, June 8, has had their mail stolen. Direct questions as follows: • Specific questions on your account, please contact The Savings Bank at 800-246-2009. • Questions regarding this theft, please contact the North Reading Police Department at 978–664–3131. Read more.