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Our Team


Our Offices

Wealth Management

With a broad range of offerings, from investment strategies and wealth transfer planning, to trust administration and private foundation management, First Financial Trust, a subsidiary of The Savings Bank, is dedicated to helping you achieve your goals.

Whether you want to invest your money or manage your financial portfolio, we have professionals to help you find the best course of action.

Financial strategies designed for you.



  • Estate Settlement Services
  • Retirement Planning
  • Estate Planning
  • Education Planning
  • 401(k) Plans
  • Investments
  • Charitable Endowments
  • Not-For-Profit Associations
  • Charitable Trusts
  • Private Foundations
  • Wealth Checking
  • 401(k) advisory and fiduciary programs for businesses

Programs for Businesses

First Financial Trust can help businesses with retirement plans through our 401(k) advisory and fiduciary programs. A 401(k) plan is a top motivator in attracting and retaining employees and offers potential tax advantages such as tax credits and tax deductions.

At First Financial Trust, we start with a highly cost-effective plan, targeted to each business. With our fiduciary standard, we act solely in your best interest. Business owners and employees get regular updates and have a single point of contact.

Wealth Checking

A checking account with a preferred interest rate and special banking benefits designed exclusively for First Financial Trust clients to manage their day-to-day banking at The Savings Bank.  Click here to learn more about our Wealth Checking account.


351 Main Street
Wakefield, MA 01880
Phone: 617-658-7631
Fax: 781-224-3938
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100 Erdman Way
Leominster, MA 01453
Phone: 978-840-3624
Fax: 978-840-0011
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FIRST FINANCIAL TRUST, N.A., a subsidiary of The Savings Bank, is a nationally chartered trust bank focused exclusively on investment management, trust administration, estate settlement, and personal financial planning for individuals, businesses, and non-profit organizations. Securities and advisory services offered through First Financial Trust are not insured by FDIC or DIF; are not deposits of or other obligations or guaranteed by the Bank, and are subject to investment risks including the possible loss of principal invested.

From our customers
“Love the employees at the North Reading Office. They are so friendly and helpful.  The teller and the customer service representative are the BEST!!”

From our customers
Friendly, helpful, and pleasant tellers in the Greenwood, Wakefield branch!

From our customers
“I’ve used TSB for approximately 40 years. They have always been helpful and kind. Never had an issue. Love banking with TSB and all of the wonderful employees.”

From our customers
“I like the real hometown feel you get with The Savings Bank. Staff at ALL branches are wonderful, making the personal interaction very pleasant.  I have been banking with you since 1978 and have never had even one issue.”

From our customers
“I have been banking here for a number of years. I love this bank! Customer service is awesome. Anytime I had a problem it was resolved professionally.”

From our customers
“Just great!”

From our customers
“The people I encounter at Lakeside and Main Street are always helpful and friendly. I enjoy that they actually care about me even though I am not one of your bigger clients.”

From our customers
“I stay with TSB because I know if I have an issue, I can reach out to an actual person and get help. It is what separates TSB from the big banks.”

From our customers
“Love the personal connections with the bank personnel.”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

From our customers
“Your staff is the best.”

From our customers
“I have been banking with TSB for many years and I am very satisfied with them. Why wouldn’t you want to come and bank there?”

From our customers
“Love everything!”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

From our customers
“The staff in the Methuen office could not be kinder.”

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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Mail Theft Advisory
The North Reading Police Department is advising that anyone who utilized the blue, standalone US Postal Service collection box, which is located at the rear of the post office, at 174 Park St., any time after 12 PM on Saturday, June 8, has had their mail stolen. Direct questions as follows: • Specific questions on your account, please contact The Savings Bank at 800-246-2009. • Questions regarding this theft, please contact the North Reading Police Department at 978–664–3131. Read more.