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CD & IRA Rates

A savings account from The Savings Bank can help you save for a rainy day, or plan for retirement. Above all, we have an account for anyone and everyone.

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Fixed Rate CDs & IRAs

Term

Interest Rate

APY*

RATE SPECIALS

4 Month CD

4.500%

4.590%

7 Month CD and IRA

4.500%

4.590%

15 Month IRA

4.500%

4.590%

CD & IRA RATES

6 Month

0.100%

0.100%

9 Month

0.200%

0.200%

11 Month

0.200%

0.200%

12 Month

0.200%

0.200%

18 Month

0.200%

0.200%

20 Month

0.350%

0.350%

24 Month

0.300%

0.300%

30 Month

0.300%

0.300%

36 Month

0.300%

0.300%

48 Month

0.300%

0.300%

60 Month

0.300%

0.300%

*Annual Percentage Yield (APY) and rates effective 6/12/2024. Subject to change without notice.

Service fees may reduce earnings on the account. Minimum opening deposit $1,000.00. Early withdrawal penalties may apply. No minimum daily balance to earn APY.

Deposit Insurance

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF). Click for information about Deposit Insurance.

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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Mail Theft Advisory
The North Reading Police Department is advising that anyone who utilized the blue, standalone US Postal Service collection box, which is located at the rear of the post office, at 174 Park St., any time after 12 PM on Saturday, June 8, has had their mail stolen. Direct questions as follows: • Specific questions on your account, please contact The Savings Bank at 800-246-2009. • Questions regarding this theft, please contact the North Reading Police Department at 978–664–3131. Read more.