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Fee Schedule – Business

Effective August 1, 2022


The Savings Bank reserves the right to change fees from time to time upon advance notice to our customers. This notification may be enclosed with your statement, mailed directly to you, or given verbally prior to purchase or use of a service.

Business Fees

Business Value Checking

Per Item Fee
In excess of 150 transactions per month
(Transactions include checks paid, ACH debits, ATM withdrawals, Debit Card/POS
Debits and deposited items.)


Business Premier Checking

Earnings Credit is applied based on average collected balance and may offset fees.

Account maintenance fee 
Fee waived if the average monthly collected balance is greater than or equal to $25,000


Per check paid


Per deposit


Per deposited item


Other Checking Account Fees

Night deposit key replacement


Wire transfer in - Domestic


Wire transfer out - Domestic


Wire transfer in - Foreign


Wire transfer out - Foreign


Return deposit item


Additional cash management services available, fees provided upon request.

Business Money Market Account

Minimum daily balance required to open the account.


Monthly Service Fee


Waived if the daily balance of $2,500.00 is maintained.

Other Terms and conditions may apply, as defined in the specific Terms and Conditions Disclosure for the Business Money Market Account.

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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Mail Theft Advisory
The North Reading Police Department is advising that anyone who utilized the blue, standalone US Postal Service collection box, which is located at the rear of the post office, at 174 Park St., any time after 12 PM on Saturday, June 8, has had their mail stolen. Direct questions as follows: • Specific questions on your account, please contact The Savings Bank at 800-246-2009. • Questions regarding this theft, please contact the North Reading Police Department at 978–664–3131. Read more.