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Consumer Loans

Our Consumer Loans are affordable, flexible, and easy. Whether you need to buy a car, upgrade your computer, or remodel your home, we are here to help.

Let The Savings Bank help achieve your goals with great rates.

Car Loans

Auto Loans

Skip the financing headaches at the dealership and get pre-approved before you buy. Whether it’s a new or used car, we’ve got competitive, low rates coupled with terms that meet your financing needs.

Rate discount of .25% when payment is made by automatic payment from your TSB checking account.

Savings Collateral Loans

A Savings Collateral Loan can be the answer to a financial dilemma by borrowing your own funds from your savings account. Because not everyone has the best credit, this type of loan might be what you’re looking for.

Unsecured Loans

When it comes time to buy a new car, upgrade your computer, or remodel your home, we are here to help. At The Savings Bank we strive to make borrowing affordable and easy by offering great rates and flexible terms. With an unsecured personal loan the rate is fixed and you can borrow up to 4 years.

Money Reserve/Overdraft Protection

Everyone makes mistakes sometimes. In order to help with that, we offer Money Reserve/Overdraft Protection to protect you from costly mistakes and embarrassment.

From our customers
“The staff in the Methuen office could not be kinder.”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

From our customers
“I stay with TSB because I know if I have an issue, I can reach out to an actual person and get help. It is what separates TSB from the big banks.”

From our customers
Friendly, helpful, and pleasant tellers in the Greenwood, Wakefield branch!

From our customers
“Love the employees at the North Reading Office. They are so friendly and helpful.  The teller and the customer service representative are the BEST!!”

From our customers
“The people I encounter at Lakeside and Main Street are always helpful and friendly. I enjoy that they actually care about me even though I am not one of your bigger clients.”

From our customers
“Love everything!”

From our customers
“I have been banking here for a number of years. I love this bank! Customer service is awesome. Anytime I had a problem it was resolved professionally.”

From our customers
“Love the personal connections with the bank personnel.”

From our customers
“Just great!”

From our customers
“I like the real hometown feel you get with The Savings Bank. Staff at ALL branches are wonderful, making the personal interaction very pleasant.  I have been banking with you since 1978 and have never had even one issue.”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

From our customers
“I’ve used TSB for approximately 40 years. They have always been helpful and kind. Never had an issue. Love banking with TSB and all of the wonderful employees.”

From our customers
“I have been banking with TSB for many years and I am very satisfied with them. Why wouldn’t you want to come and bank there?”

From our customers
“Your staff is the best.”

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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Mail Theft Advisory
The North Reading Police Department is advising that anyone who utilized the blue, standalone US Postal Service collection box, which is located at the rear of the post office, at 174 Park St., any time after 12 PM on Saturday, June 8, has had their mail stolen. Direct questions as follows: • Specific questions on your account, please contact The Savings Bank at 800-246-2009. • Questions regarding this theft, please contact the North Reading Police Department at 978–664–3131. Read more.