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First-Time Homebuyer Program

Since our founding, The Savings Bank has been dedicated to helping neighbors achieve the dream of home ownership. Our offerings for First-Time Homebuyers are designed to help make that happen! To learn more, contact a member of our team or call 781-224-5368.

First Time Homebuyers Seminar
Thursday, October 12
6:00pm to 8:00pm
Anthony's Coal Fired Pizza
48 Walkers Brook Drive, Reading
Click here to learn more or to register.

Photo of a mom and dad with their child on the father's shoulders. Outside with a blue sky, smiling.

Designed for First Time Buyers

Individuals who have not owned residential properties in the past three years may qualify for our program, which provides:

  • Access to dedicated and local mortgage specialists who are knowledgeable of the community and will be by your side every step of the way
  • Flexible term options
  • 11% down with no PMI
  • No purchase price limits
  • Reduced closing costs

To also qualify for the program, your prospective home must be within either Massachusetts’ Middlesex, Essex, Worcester, Suffolk and Norfolk counties or New Hampshire’s Rockingham, Hillsborough, and Cheshire counties.

Ready to Move?

From our customers
“I stay with TSB because I know if I have an issue, I can reach out to an actual person and get help. It is what separates TSB from the big banks.”

From our customers
“The people I encounter at Lakeside and Main Street are always helpful and friendly. I enjoy that they actually care about me even though I am not one of your bigger clients.”

From our customers
“I like the real hometown feel you get with The Savings Bank. Staff at ALL branches are wonderful, making the personal interaction very pleasant.  I have been banking with you since 1978 and have never had even one issue.”

From our customers
“Love the employees at the North Reading Office. They are so friendly and helpful.  The teller and the customer service representative are the BEST!!”

From our customers
“Your staff is the best.”

From our customers
“I have been banking here for a number of years. I love this bank! Customer service is awesome. Anytime I had a problem it was resolved professionally.”

From our customers
“Just great!”

From our customers
“I have been banking with TSB for many years and I am very satisfied with them. Why wouldn’t you want to come and bank there?”

From our customers
“I’ve used TSB for approximately 40 years. They have always been helpful and kind. Never had an issue. Love banking with TSB and all of the wonderful employees.”

From our customers
Friendly, helpful, and pleasant tellers in the Greenwood, Wakefield branch!

From our customers
“The staff in the Methuen office could not be kinder.”

From our customers
“Love everything!”

From our customers
“Love the personal connections with the bank personnel.”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

From our customers
“I feel you excel in all areas but I am very appreciative of the kindness with which I have been treated all these years, by everyone at the TSB, whether in person or on the phone.”

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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