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First-Time Homebuyer Program

Since our founding, The Savings Bank has been dedicated to helping neighbors achieve the dream of home ownership. Our offerings for First-Time Homebuyers are designed to help make that happen! To learn more, contact a member of our team or call 781-224-5368.

First Time Homebuyers Seminar
Thursday, October 12
6:00pm to 8:00pm
Anthony's Coal Fired Pizza
48 Walkers Brook Drive, Reading
Click here to learn more or to register.

Photo of a mom and dad with their child on the father's shoulders. Outside with a blue sky, smiling.

Designed for First Time Buyers

Individuals who have not owned residential properties in the past three years may qualify for our program, which provides:

  • Access to dedicated and local mortgage specialists who are knowledgeable of the community and will be by your side every step of the way
  • Flexible term options
  • 11% down with no PMI
  • No purchase price limits
  • Reduced closing costs

To also qualify for the program, your prospective home must be within either Massachusetts’ Middlesex, Essex, Worcester, Suffolk and Norfolk counties or New Hampshire’s Rockingham, Hillsborough, and Cheshire counties.

Ready to Move?

From our customers
“I found your online banking system very user-friendly. I also would like to mention that the staff in the Wakefield branch are professional and very helpful.”

From our customers
“I love it here!! Best service all around.”

From our customers
“Always helpful whether in the branch or online!”

From our customers
“I basically never have to go to the bank to deposit a check. it can be done from my phone saving me time, trips and gas which means I can focus on other important tasks.”

From our customers
“I am older and appreciate the ease of banking online. I always get good service at the branches I visit.”

From our customers
“Competent, knowledgeable, customer-focused, and very warm and friendly employees.”

From our customers
“The whole banking center experience is excellent. The website is superior to most for my wants/needs to obtain and store on MY own computer our home banking records.”

From our customers
“Banking with The Savings Bank was with me for several years & it will always be my bank forever!!”

From our customers
“Bank personnel are always so willing to help. They always greet us with a smile. In this world today, it makes us feel good!”

From our customers
“Great people. Great service. Convenient.”

From our customers
“The employees are knowledgeable, reliable, industrious as well as kind and personable.”

From our customers
“Such a great support center when you need help, and the technology has kept up. I use Zelle which solved a banking problem I had had for years. The team in Greenwood is absolutely excellent! Thank you all.”

From our customers
“Love the tellers at the Lynnfield Center location. Very professional and caring.”

From our customers
“Love Lakeside. Mario and staff always greet me by my first name.”

From our customers
“I spoke to Theresa today and she was incredibly helpful! That is why I bank with you! The personal touch is what makes the difference!”

From our customers
“I mostly use the Methuen branch. All of the tellers have been wonderful and the branch manager is fabulous.”

From our customers
“Their community involvement has made a huge difference in Wakefield over the years.”

Talk to The Savings Bank

To find out how The Savings Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at 800-246-2009.

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