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IRAs to help secure your future

Turn to The Savings Bank for Individual Retirement Accounts (IRAs) to ensure your retirement dreams are within reach.

Your Deposits Are Insured In Full
Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF). Click for information about Deposit Insurance.


You work hard and deserve a bright and secure future in retirement one day. We’re here to help you today with great, guaranteed rates flexible terms, and full deposit protection on a range of Individual Retirement Accounts (IRA) including Traditional, Roth and Simplified Employee Pension (SEP) plans.

So, whether you’re just starting your career, nearing retirement, or looking to roll over an IRA you already have, you can get more out of your hard-earned savings and get on the path to the secure retirement you dream about.

Lock in a guaranteed great rate today

7 or 15 Month IRA



  • Get the assurance of full deposit protection.
  • Open a traditional, Roth, rollover, or SEP IRA.
  • Choose the term that works for you.
  • Get personal support from neighbors you can trust.

*Annual Percentage Yield (APY) and rates effective 2/7/2024. Subject to change without notice. Service fees may reduce earnings on the account. Minimum opening deposit $1,000.00. Early withdrawal penalties may apply. Individual Retirement Accounts (IRAs) are subject to limitations and/or penalties imposed by the Internal Revenue Service. No minimum daily balance to earn APY.

Let's get started!

Take a big step toward the bright future you deserve. Stop by one of our offices or use the form below.

Have questions?
You can use
live chat during regular business hours or send a message using our contact form.

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