Current Rates


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Save more with The Savings Bank

You work hard for your money – at The Savings Bank, we make it easy to ensure your money also works hard for you.

Your Deposits are Insured in Full!
Each depositor is insured by the Federal Deposit Insurance Fund (FDIC) and the Depositors Insurance Fund (DIF). There are no maximum account or amount limitations.
Click here to learn more about deposit insurance

CD Rates


Annual Percentage Yield*

4 or 7 Month CD

Choose your term.

With a rate that is fixed, a Certificate of Deposit gives you the confidence of guaranteed returns regardless of what happens in the markets.


Annual Percentage Yield**

Add a Companion Savings

When you open a new 4- or 7-month CD, you will be given the option to also open a Companion Savings of equal or lesser value. With the additional account, you can put more of your money to work, while having the flexibility to make withdrawals when you need. Please note: Companion Savings must be opened at the same time as the CD.

Money management made easy

With Online and Mobile Banking, you can stay connected to your accounts by:

  • Monitoring account balances
  • Setting account alerts
  • Depositing checks from your mobile device
  • and more!

Let's get started!

You can open your 4 or 7 Month CD online, anytime or visit any of our offices to open your account in-person. 

Have questions?
You can use
live chat during regular business hours or send a message using our contact form.

*Annual Percentage Yield (APY) and rates effective 4/3/2024. Subject to change without notice. Service fees may reduce earnings on the account. Minimum opening deposit $1,000.00. Early withdrawal penalties may apply. No minimum daily balance to earn APY.

** Annual Percentage Yield (APY) and rates effective 4/3/2024. No interest is accrued on any day that the balance is less than $10.00. Service fees may reduce earnings on the account. Account must be opened and funded in conjunction with a Certificate of Deposit (CD); a one-time deposit not to exceed the amount of the CD. No minimum opening deposit. Withdrawals must be conducted in person. No ACH transactions are allowed. Non-transferable to any other CDs.

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